Debt settlement also known as Debt Arbitration or Debt Negotiation, is an approach to debt reduction according to wikipedia. NetDebt.com helps its customers in credit card debt settlement, consolidating bills, credit cards and online debt solution. When you visit the site you will find online video guides and live chats with the company staff. Here is the address of NetDebt Customer Service: 27631 La Paz Road, Suite C Laguna Niguel, CA. 92677

The cost of their service included in your in your monthly payment and are not due in advance. Alternatively the law firm does charge a retainer equal to 15% of the debts that you include in the program, plus a small monthly service fee.

Their mission statement is to provide Americans with an easy, no-nonsense method of obtaining sound debt advice and offering them an online solution that will eliminate their debt problems.